How to Conduct At-Home Financial Tests — Part 2

Enpo Tu, CFP, CHFC, CLU, CAP, RICP, MSFS


Kaylin Dillon, CFP


Nov 14, 2025


Physician Leadership Journal


Volume 12, Issue 6, Pages 44-47


https://doi.org/10.55834/plj.4090934496


Abstract

You were taught much of the science that goes behind making good medical decisions for your patients. Research into the body’s reaction to various stimuli adds much to the field of healthcare. Small things caught early can lead to greater life expectancy, whereas large issues stemming from years of bad habits and misdiagnoses result in poor outcomes. This article takes a scientific approach to how you can conduct a thorough review of your personal finances in the same way at-home health tests gauge personal health. Ultimately, much like an annual check-up, it is best to work with a competent professional to determine proper prescriptions and treatments. However, this guide will help you identify signs of early-onset financial distress and offer generally helpful advice on how to mitigate its symptoms and effects. This is part two of a multi-part series.




Enpo Tu, CFP, CHFC, CLU, CAP, RICP, MSFS

Enpo Tu, CFP, CHFC, CLU, CAP, RICP, MSFS, is chief operating officer for My Financial Coach in Phoenix, Arizona.


Kaylin Dillon, CFP
Kaylin Dillon, CFP

Kaylin Dillon, CFP, is a financial advisor and founder of Kaylin Dillon Financial Planning in Lawrence, Kansas.

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